MovieInsure.com, Provider of Short Term Production Insurance, Now Expands into Utah

Woodland Hills, CA (PRWEB) September 16, 2011

"..the calls kept coming in, so I decided to just go for it.." says David Karubian, CEO of Brilliant Insurance Services. For the past 9 years, Brilliant Insurance Services has provided short term production insurance for indie film makers as well as regular producers of film, TV, documentaries, music videos and commercials. Currently they are licensed in 11 states, including CA which is where they are based, OR, NV, AZ, TX, HI, NC, NY, NJ, FL and now UT.

Most of the time, an ?indie? film maker that needs film insurance, he or she typically will ask a colleague where the good deals are or often have their production assistants help look for such deals. The internet has made this process easier and http://www.MovieInsure.com has a very detailed overview of the variety of programs offered. Applications are downloadable, however most applicants call and speak with David prior to completing any forms.

"It?s something I do and it?s something I like to do," says David. "The movie insurance is just something I was doing a lot of, due to my proximity to Hollywood? the young film producers coming out of film school all have something to prove, and I love hearing their story lines and feeling their enthusiasm as we do their quotes?. As the calls came in, I developed my markets and slowly began adding states to transact in..? says David.

There is competition in the market, but the prices we offer and the certificate services we provide are the best in the industry. The coverage offered ranges from general liability, coverage for rented production equipment, coverage for vehicles, workers compensation, errors & omissions and more. Although some producers do film without the proper coverage (commonly referred to as ?gorilla style), most legitimate productions have to apply for permits and need certificates to show the city. In either case, if they are renting equipment, the rental house will need insurance on the gear.

According to David, ??yes I am the CEO, but it?s my favorite type of policy to sell and I really like the ?crowd? who have made me feel accepted.? ?Working with film producers has made me feel inspired at times, wanting me to do films of my own? says David. To speak with David, he can be reached by calling (888)504-8484 xt 203, or by emailing him at David(at)MovieInsure(dot)com. He is friendly, and outgoing and can be quoted as saying ??it's as close to being in Hollywood as I can get.."

Production insurance is unique to each project. Depending on the budget size, duration, amount of rented equipment, stunts, and so forth, the prices can range from $ 500 to $ 5000 on insurance for a short term policy. Many producers own their own gear, but may have to rent some vehicles. All of this can be accommodated. Annual policies are also available and are definitely a cost saving move.

Like a lot of industries, the film industry is small in terms of social networking and the fact that is always growing and emerging. Jokingly David adds, ?ha ha?sometimes I feel like they [the indie producers] get to have all the fun, while I am stuck in the office all day?? Nevertheless, there is rumor that some new technology coming to help David get out of the office more. Stay tuned for more developments on that front.

In the mean time, the folks at Brilliant Insurance Services are going to add more states to http://www.MovieInsure.com as the demand warrants. In addition to having a really nice website, and a wide variety of programs custom tailored on a short term or annual basis, one would definitely want to get a quote from David before making a final purchase.

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Stunt-Insure.com is now providing production insurance for film producers having stunts - now available in Utah!

(PRWEB) October 02, 2011

http://www.Stunt-Insure.com is a domain name owned and managed by Brilliant Insurance Services, a California based commercial insurance agency. The programs offered focus on providing insurance for film stunts. ?I love what I do?? says David Karubian, CEO of Brilliant Insurance Services, ??each policy I write is unique and interesting. Calls kept coming in from Utah, so we obtained a license there to make the program available".

A ?film stunt? has a broad range of categories including, but not limited to, fights, falls, pyrotechnics, blanks, animals, driving, and water related scenes. Getting insurance for movie stunts can be a challenge for small production companies and ?indie producers? that don?t have huge budgets. ?That?s where we come in?? says David, ??we have the ability to provide coverage for the producers that want to do what the ?big boys? do??

There are several sections to the production insurance policy. The core requirement is General Liability, which provides coverage in the event someone who is not part of the production (a stranger) wanders on to the set and gets hurt. Of course this is an over simplified definition but is what the film permit offices require as a minimum. When getting production insurance with a stunt, there is a surcharge added to this section of the policy. Imagine walking down the street and seeing a ?knife fight? and jump in to break it up, getting hurt as a result, only to find out the fight was choreographed and being filmed.

Covering the cast and crew for their injuries falls under the section of Worker?s Compensation. This section of coverage is the hardest to obtain and is rarely bundled with the production insurance. Payroll companies and programs offered through the ?state of domicile? are really the only ways to get Worker?s Compensation coverage when stunts are involved. Exceptions to this do exist. The common misconception is that General Liability covers everyone involved, and that just simply isn?t the case.

The rented equipment also needs coverage. ??the only claim I have had, related to a gear related loss during stunt filming, involved fake blood ruining a camera during a zombie movie?most producers keep tight control of their sets?? says David.

There is also coverage available for the rented vehicles used in production. This includes lighting and grip trucks, as well as picture cars and the vehicles used by the production staff. ?Most of the claims I have seen over the years involve the vehicles?? notes David ??whether stunts are involved or not?.

Several other sections of coverage are available at a premium, but rarely purchased. With the advent of digital filming, many hazardous and risky elements are now put in the film during post-production. Digital also makes it easy for producers to make redundant back-ups of the film, reducing the need for faulty film coverage.

According to David, a recent customer named Dauren Kamshibaeff, was able to insure a feature with several insane stunts, including an actor jumping off of the Queen Mary into the ocean. ??this is what makes coming to work fun?? jokes David, ??Dauren?s job is of course more exciting than mine, but it does make the paperwork seem less tedious when I can visualize the final product? he adds.

Stunt-Insure.com provides coverage now in eleven states, and will most probably add on a few more states in the next year to come. Getting short term production insurance with stunts doesn?t have to be hard or expensive, you just have to know where to find it.

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